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Florida Closing Cost Calculator

Estimate the full closing costs on a Florida purchase or refinance in seconds.

Florida title premiums and taxes are set by statute. Deed doc stamps are $0.70 per $100 ($0.60 in Miami-Dade); note stamps are $0.35 per $100; intangible tax is $0.002 per $1 of the mortgage.

Estimated closing costs
$7,318
Total estimated Florida closing costs
Owner's title insurance$2,075
Lender's title insurance$25
Doc stamps — deed$2,800
Doc stamps — note$1,120
Intangible tax$640
Recording (est.)$63
Settlement / closing fee$595
Total estimated closing costs$7,318

Estimate only. Excludes endorsements, survey, HOA/estoppel, lender and prepaid items, and does not allocate costs between buyer and seller (which varies by contract and county custom). Reissue credits may lower refinance title premiums. Confirm final figures with the issuing agent or underwriter.

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